The XRP Wallet
That Doesn't Suck
No QR scans. No SDK worship. No walled gardens. Pure, decentralized access to the XRP Ledger — on-chain, on your terms.
Security isn't a feature.
It's the architecture.
Built from the ground up with a zero-trust, zero-permission model. No passkeys or biometrics—just a PIN on mobile, a password on the extension, and your keys encrypted on your device. No attack surface because there's nothing to attack.
Zero-Permission Architecture
No camera, no contacts, no background services. DropFi asks for nothing because it needs nothing.
No Tracking. Ever.
We don't monitor your transactions, your balances, or your behavior. Your finances are your business.
No Backend Servers
Everything runs locally. No servers to hack, no databases to breach, no single point of failure.
Non-Custodial
Your keys live on your device and only your device. We can't access your funds even if we wanted to.
PIN & Password Protected
On mobile, a 6-digit PIN locks your vault. On the extension, a password does. Keys are encrypted at rest—never stored in plain text.
Keys Never Leave Your Device
Private keys are generated and stored only on your device. They are never sent to our servers—we never see them.
Your keys.
Your identity.
No email signups. No OAuth redirects. No passkeys or biometrics—just a PIN on mobile and a password on the extension. DropFi authenticates you locally; your keys never leave your device.
PIN on Mobile
Unlock the app with a 6-digit PIN. The vault is encrypted at rest and only decrypts in memory on your device when you unlock.
Password on Extension
The Chrome extension uses a password you choose. Keys are derived and decrypted only locally.
Local-Only Verification
All auth happens on your device. No servers verify your identity — because they don't need to.
Encrypted Storage
Keys are encrypted at rest. On mobile, secure storage holds the vault; on extension, your password protects it.
Device-Bound
Your keys live only on the device where you created or imported them. No cloud sync of secrets.
Multi-Account
Manage multiple XRPL accounts in one vault. One PIN or password unlocks them all.
Free. Not freemium.
Free forever.
No transaction fees. No swap markups. No premium tiers. No catch. DropFi will always be free because access to your own money shouldn't cost extra.
* Standard XRPL network fees (~0.00001 XRP) still apply. DropFi charges nothing on top.
Build on XRPL.
Ship in minutes.
One package. Three lines to connect. Full access to the XRP Ledger with React hooks — no proprietary SDKs, no vendor lock-in.
import { XrplProvider, useXrplReact } from '@dropfi/xrpl-react';function App() {return (<XrplProvider><WalletButton /></XrplProvider>);}function WalletButton() {const { address, connect, disconnect } = useXrplReact();return address? <button onClick={disconnect}>Connected: {address}</button>: <button onClick={connect}>Connect Wallet</button>;}
// Sign a message to authenticate — no passwords neededconst { address, signMessage } = useXrplReact();const message = `Sign in to My AppWallet: ${address}Timestamp: ${new Date().toISOString()}`;const { signature, publicKey } = await signMessage(message);await fetch('/api/auth/sign', {method: 'POST',headers: { 'Content-Type': 'application/json' },body: JSON.stringify({ message, publicKey, signature }),});
Authenticate with
a signed message.
No passwords. No OAuth. Users prove wallet ownership by signing a message — your backend verifies the signature and issues a session. Authentication in seconds.
Read the Auth Docs →Do all your XRPL
transactions there.
DropFi is your wallet — secure, non-custodial, on mobile and in the browser. Use it to connect and sign on xrpmarket.com, where you trade, swap, provide liquidity, and manage NFTs on the XRP Ledger.
DEX Trading
Trade directly on the XRPL decentralized exchange. No intermediaries.
Token Swaps
Swap any XRPL token with best-path routing.
Liquidity & AMM
Add liquidity to pools and earn fees.
NFTs
View, trade, and manage XLS-20 NFTs.
Download DropFi today
Get true decentralized access to the XRP network.
